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Thinking about buying or selling in Citrus Heights this year?

We walk through the current Citrus Heights housing market, including pricing trends, buyer activity, and what is different right now compared to last year. It is a quick, local focused update meant to help you decide whether to act or simply stay informed.

•  Listen now on Spotify
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Discover Homes in Citrus Heights Your Way

If you are keeping an eye on the Citrus Heights market this year, our app makes it easy to stay informed without constantly searching online. The Homes Sierra Pacific Group app pulls listings straight from the MLS and updates in real time, so you see what is actually happening as it happens.

Here is how people are using it right now:

• Save searches based on how you actually want to live, like single story, no HOA, or specific neighborhoods
• Get instant alerts when new homes hit the market or prices change
• Save favorites and request tours in just a tap
• Message me directly inside the app, no ads, no outside noise

Whether you are planning ahead or ready to move when the right home comes along, the app helps you stay one step ahead.

 [Download it here] 

OR

  [Find it on Google Play]

Citrus Heights Community Update

A New Food Truck Plaza is on the Way

A new food truck plaza near Auburn Boulevard and Twin Oaks Avenue is getting close to opening. The space is designed to host multiple rotating food trucks along with outdoor seating and lighting, creating a casual place for people to gather and try different cuisines. Once it opens, it could quickly become a fun local hangout with a variety of food options all in one place.

New Businesses Opening Along Sunrise Boulevard

The Copperwood Square shopping center on Sunrise Boulevard is seeing some new activity with several businesses moving in. New additions include a Mongolian BBQ restaurant, a gourmet donut shop, and a new nail salon and spa.

It is always great to see new businesses opening in the area and giving residents a few more places to visit locally.

Road Improvements Happening Around the City

You may notice crews working in different neighborhoods as Citrus Heights continues its road improvement projects. The city has been resurfacing streets and upgrading infrastructure as part of a larger effort to improve road conditions and traffic safety. Work has also been happening along Auburn Boulevard where improvements include wider sidewalks, bike lanes, landscaping, and updated crossings to make the corridor safer and more walkable.

If you live in Citrus Heights, these kinds of updates are always encouraging to see. New businesses, improved roads, and community gathering spaces all help make the area an even better place to live.

Spring Events Around Sacramento Are Here

Festival season is kicking off across the Greater Sacramento Area, and we rounded up the best events happening this spring. From local fairs and farmers markets to big community festivals, there’s something for everyone.

 Click here to see the full list and start planning your spring weekends.

Should You Wait for Lower Rates?

Mortgage rates have already dropped into the upper 5s twice this year. But after just a few days, they ticked back up into the low 6% range. If you saw that and thought, “Great. I missed it,” you’re not the only one.

A lot of buyers are treating the 5s like some kind of magic number. As if moving from 6.1% to 5.99% suddenly changes everything. And from a mindset perspective, it does feel different.

But here’s the part most people don’t actually run the math on.

The Payment Difference Isn’t What You Think

Let’s say you’re looking at a $500,000 home loan. At 6.1%, generally speaking, your principal and interest payment is roughly $3,030 per month. At 5.9%, it’s about $2,966 per month.

That’s a difference of only $64 a month.

Not $300.

Not $500.

Sixty dollars.

Let that sink in for just a moment.

Yes, over time that $64 a month can add up. But it’s far from the dramatic swing many buyers imagine when they say they’re “waiting for the 5s.”

The psychological impact of seeing a 5 in front of your rate can feel big. The financial impact? It might be something you don’t even notice when it’s all said and done.

Experts Aren’t Predicting a Big Drop

Another important piece to think about: most housing economists aren’t forecasting a long-term return to 5% territory anytime soon.

While rates will move up and down, likely hitting the high 5s here and there, the broader expectation is for mortgage rates to hover in the low 6% range this year, not stay in the 5’s or decline much more.

While it certainly could happen, the reality is, waiting for a deep drop may not deliver the payoff you’re hoping for, if you’re holding out.

The Bigger Question to Ask

Instead of asking, “Did I miss the 5s?” A better question is: “Does today’s payment work for me?” 

If the monthly payment fits comfortably in your budget, and you’ve found a home that meets your needs, the difference between 6.1% and 5.9% likely isn’t the deciding factor. It might be one of them, but it shouldn’t be everything. 

And remember, mortgage rates aren’t permanent. If they drop meaningfully later, refinancing is always an option. But you can’t refinance a home you didn’t buy.

Waiting Might Feel Safe, But It Isn’t Always Strategic

It’s natural to want the best possible rate. Everyone does. But sometimes buyers overestimate how much a rate in the high 5s will change things in today’s market.

Don’t miss the fact that rates have already come down. A year ago, they were in the 7s. Now? They’re hovering in the low 6s. And for a lot of people, that percentage point difference that’s already here is the real game changer.

If you paused your plans when rates were higher, now may be the right time to re-run your numbers. Not because rates are “perfect.” But because the monthly payment math might work better than you think, even with rates in the low 6s. 

Before assuming you’ve missed your moment, take another look at the numbers.

You may find it never disappeared.

Bottom Line

If you’ve been sitting on the sidelines waiting for that magic five number for rates, that strategy may not pay off as much as you’d expect. Connect with an agent or lender so you can double check the math at your price point. You may realize payments are already within your range.

Wondering Where Your Home Equity Stands?

A lot has changed in the past year, and online estimates do not always keep up. A quick local review can give you a much clearer picture of what your home is worth right now. If you want one, submit your address and I will personally review recent sales and current conditions to give you a more accurate equity snapshot.

Citrus Heights Market Update 

Here's the latest snapshot of the Citrus Heights Housing Market | *Only Single Family Homes Reported - Previous 30 Days*

Buyer’s vs. Seller’s Market 

A buyer’s market happens when there are more homes than buyers, slowing price growth. A seller’s market occurs when demand outweighs supply, leading to quicker sales and higher prices. A neutral market falls somewhere in between.

Market Update - Previous 30 Days*

Housing Supply: Citrus Heights is sitting at 1.45 months of housing supply. 

Days on Market: 35

Average Sold Price: $491k

Homes For Sale in Citrus Heights

Expert Realtors at Your Service 

As part of our dedicated team at Weichert, Realtors - Sierra Pacific Group, I want to remind you that we have bilingual realtors fluent in both English and Spanish, ensuring you receive the best personalized service. Whether you're buying or selling a home, our knowledgeable team is here to support you every step of the way. If you or someone you know needs expert real estate assistance, please reach out to me. I'll connect you with the right specialist to meet your needs. 916.619.1971

Expertos Inmobiliarios a Su Servicio

Como parte de nuestro equipo dedicado en Weichert, Realtors - Sierra Pacific Group, quiero recordarle que tenemos agentes inmobiliarios bilingües, que hablan tanto inglés como español, asegurando que reciba el mejor servicio personalizado. Ya sea que esté comprando o vendiendo una casa, nuestro equipo conocedor está aquí para apoyarlo en cada paso del camino. Si usted o alguien que conoce necesita asistencia experta en bienes raíces, por favor contáctenos. 916.619.1971 Le conectaré con los el especialista adecuado para satisfacer sus necesidades.

Office Listings

Thinking About a Career in Real Estate?

From time to time, people ask us what it is like to work in real estate or how to get started. If you know someone who has been curious about becoming a Realtor, we are always happy to have a conversation. Our office works with Allied Real Estate School and can help point people in the right direction if they want to explore next steps.

This Is Who We Are

More than a sign, Weichert is about showing up for people when it matters. We are a local team built on relationships, consistency, and being there for our clients and for each other. If you want to learn more about the people behind the work, you can explore the team below.

That’s all for this week.

Out of curiosity, are you thinking about a move this year, or simply staying informed right now?

If you ever want to talk through your options, I’m here.

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