Weekly Newsletter Weichert, Realtors - Sierra Pacific Group
June 12th, 2025
Welcome to this week’s edition of the Weichert Weekly Newsletter. We're focusing on Sacramento—one of the most dynamic markets in Northern California. In this issue, we’re diving into a fresh market update, breaking down how FHA loans are helping buyers stay competitive, and announcing the launch of our brand-new podcast, Time to Buy or Sell? You can catch the first episode now on Spotify. Let’s take a look at what’s happening in Sacramento real estate this week.
 
Search Smarter in Sacramento
If you’re browsing homes in Sacramento, don’t rely on outdated listings or clunky apps. Our Homes – Sierra Pacific Group app gives you a faster, more accurate way to search, direct from the MLS.
You’ll get:
Real-time alerts on new listings and price drops
Private, ad-free browsing (no spam, ever)
Direct chat access to our agents when you're ready to tour
Whether you're actively buying or just exploring, the app gives you an edge in this market. [Download it here] and take your home search to the next level.
If you’re a first-time homebuyer, you might feel like the odds are stacked against you in today’s market. But there are resources and programs out there that can help – if you know where to look. And one thing that can make homeownership easier to achieve? An FHA home loan.
They’re designed to help you overcome some of the biggest financial hurdles in the homebuying process – and that’s why so many first-timers are using them to make their purchase.
Whether you’re dreaming of ditching rent, planting roots, or just wanting a place that’s truly yours, an FHA home loan could be the path that gets you there sooner than you think.
Buying Your First Home Probably Doesn’t Feel Easy Right Now
While the motivation to buy a home is still there for many people, affordability is a real challenge today. According to a survey from 1000WATT, potential first-time buyers say their top two concerns are saving enough for their down payment and making the monthly mortgage payments work at today’s home prices and mortgage rates (see graph below):
That’s Where FHA Loans Come In
FHA loans help many first-time buyers overcome these challenges. In fact, according to Intercontinental Exchange (ICE), the average first-time buyer using an FHA loan puts down just $16,000. That’s a big difference from the $77,000 they’re putting down with the typical conventional mortgage (see graph below):
Essentially, buyers who use an FHA loan may not have to come up with as much cash up front. But the perks don’t stop there. You may also be able to pay less monthly, too.
That’s because, a lot of the time, the mortgage rate on FHA loans can be lower. Bankrate says:
“FHA loan rates are competitive with, and often slightly lower than, rates for conventional loans.”
So, if you’re thinking about buying your first place, an FHA loan may be worth exploring. Because of the potential for lower down payment requirements and maybe even a lower mortgage rate, it could help with the two most common hurdles first-time buyers face today – saving enough money upfront and affording the monthly payment. A trusted lender can walk you through the details, compare your options, and help you figure out what loan type makes the most sense for your situation.
Bottom Line
With the right loan and the right guidance, homeownership may be more achievable than you think. Do you want to talk more about your options?
 
Now Streaming: Time to Buy or Sell?
We just launched our new podcast, Time to Buy or Sell?—your weekly guide to the Greater Sacramento real estate market. Each episode ties directly into the area we’re featuring in our newsletter, giving you a deeper look at local pricing, inventory trends, and buyer and seller activity.
This week, we’re focused on Sacramento. Tune in as we break down the market as of June 2025, including what’s changing, what’s staying steady, and what it could mean for your next move.
Here's the latest snapshot of the Sacramento Housing Market | *Only Single Family Homes Reported - Previous 30 Days*
Buyer’s vs. Seller’s Market
A buyer’s market happens when there are more homes than buyers, slowing price growth. A seller’s market occurs when demand outweighs supply, leading to quicker sales and higher prices. A balanced market falls somewhere in between.
Market Update - Previous 30 Days*
Housing Supply: Sacramento is sitting at 2.2 months of housing supply. With this number, Sacramento is in a moderate sellers market.
Days on Market: 36
Average Sold Price:$584,000
Looking for market insights in another area? Contact me today.
The common question, "What's my home worth?" often conceals the real curiosity: "How much equity do I have?" We can help. Contact me today for a Professional Equity Assessment Report (PEAR). I understand you might just want a quick online estimate, you can also check out our Home Value Tool online.
 
Expert Realtors at Your Service
As part of our dedicated team at Weichert, Realtors - Sierra Pacific Group, I want to remind you that we have bilingual realtors fluent in both English and Spanish, ensuring you receive the best personalized service. Whether you're buying or selling a home, our knowledgeable team is here to support you every step of the way. If you or someone you know needs expert real estate assistance, please reach out to me. I'll connect you with the right specialist to meet your needs. 916.619.1971
Expertos Inmobiliarios a Su Servicio
Como parte de nuestro equipo dedicado en Weichert, Realtors - Sierra Pacific Group, quiero recordarle que tenemos agentes inmobiliarios bilingües, que hablan tanto inglés como español, asegurando que reciba el mejor servicio personalizado. Ya sea que esté comprando o vendiendo una casa, nuestro equipo conocedor está aquí para apoyarlo en cada paso del camino. Si usted o alguien que conoce necesita asistencia experta en bienes raíces, por favor contáctenos. 916.619.1971 Le conectaré con los el especialista adecuado para satisfacer sus necesidades.
 
Office Listings
6000 Cowden Court, Orangevale, CA, 95662 -$739,500
Listed by Rachael Taylor, Realtor®, DRE #02124356 and Scott Kirk, Owner/Broker, DRE # 01879787
 
We are hiring! Do you know anyone looking to become a Realtor®?
Weichert, Realtors® - Sierra Pacific Group is committed to helping people at every turn. Whether they're customers, searching for a home, or professionals, looking for a place to expand their real estate career, we are proud of our tradition of supporting others as they realize their dreams.
At Weichert, Realtors® - Sierra Pacific Group, our commitment to our agents is to inspire, challenge and support the as they strive for their personal best.
If you are just getting started or are a season pro, we are confident that we have the tools and resources you need to grow your dreams!
We would love to get in touch with you about the unlimited potential and possibilities. We have partnered with Allied Real Estate School to offer preferred courses and packages, check them out here:Allied Real Estate School
 
That's all for this edition of the Weichert Weekly Newsletter! If you're in the market for a new home or just curious about the current real estate market, please don't hesitate to reach out to me. I'd be more than happy to assist in any way I can.
Scott Kirk is the Broker/Owner of Weichert Realtors – Sierra Pacific Group (SPG), a family-owned, full-service brokerage based in Folsom. A REALTOR® licensed since 2010, he has closed more t....
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All measurements and all calculations of area are approximate. Information provided by Seller/Other sources, not verified by Broker. All interested persons should independently verify accuracy of information. Provided properties may or may not be listed by the office/agent presenting the information. Data maintained by MetroList© may not reflect all real estate activity in the market.
All real estate content on this site is subject to the Federal Fair Housing Act of 1968, as amended, which makes it illegal to advertise any preference, limitation or discrimination because of race, color, religion, sex, handicap, family status or national origin or an intention to make any such preference, limitation or discrimination.
MetroList CA data last updated: September 18, 2026 6:17 PM UTC 
This information, including square footage, while not guaranteed, has been acquired from sources believed to be reliable. Listings on this page identified as belonging to another listing firm are based upon data obtained from the SFAR MLS, which data is copyrighted by the San Francisco Association of REALTORS©, but is not warranted.
